I’m not convinced that the solution to our financial woes, a problem caused by borrowing too much money and spending more than we can afford, is to borrow even more money and spend it on things that we couldn’t afford when we actually had money to spend.
However we shouldn’t despair; because despite what I said earlier there is some hope. I’ve done a lot of research on this - someone has to – and I think I have the answer. The government would be better advised to consolidate all our debt into one affordable monthly payment. With a bit of luck we’ll have money left over for a holiday.